MONEYOS AI
The AI explains the model. It isn't the model.
MONEYOS AI doesn't guess financial answers. A deterministic Financial Engine calculates; the AI explains.
- User
- MONEYOS AI
- Financial Engine
- User data
- Calculations
- AI explanation
What happens when you ask
Your question is matched to an intent (spending, affordability, forecast, goals…). Only the data that question needs is used. The engine computes the answer. The AI may rephrase it — and any explanation that contains a number not in the calculation is discarded.
Based on your data
Facts recorded in MONEYOS — balances, transactions, goals.
Calculated by MONEYOS
Deterministic results, like available to spend.
Estimated
Forecasts and patterns, with uncertainty.
Scenario
What If results on a copy of your finances.
Option
Possible choices — the decision stays yours.
What it will never do
Move money, make transactions, trade investments, cancel subscriptions, apply for loans, claim to be a financial advisor, or invent financial information. When data is missing, it asks rather than guesses.
Questions work in English and Swedish. Plain-language explanations are available with a free personal account and use Lovable's AI infrastructure.